List of Adviser and Platform Fees & Expenses

1. Annual management fees: 

Based on total assets, the firm charges the following portfolio management fees on a daily accrual basis:

BOCA portfolios (Balanced, Opportunistic, Contrarian, Adventurous): 0.8%* per annum

Shariah portfolios (Conservative, Balanced, Growth): 1.2%* per annum

Income portfolio: 0.25% per annum

2. Portfolio rebalancing fees : 0%

3. Company Transfer fees: 0%**

4. Brokerage charges : 0.05% to a maximum of 1%* of trade value plus regulatory fees*** and withholding tax (applicable to dividends received from ETFs invested)****.

*Daily portfolio valuation is net of management fees and brokerage charges.

**Amounts transferred to and from the investor’s bank account will be net of charges imposed by the transferring institution; where applicable. However, transfer fees to and from the broker are charged at cost to the portfolios you are investing in.

***Regulatory fees

****Withholding Tax (applicable to dividends received from ETFs invested)

Exchange rate charges for inter money exchange placements between RM and USD accounts at bank cost rate.