List of Adviser and Platform Fees & Expenses

1. Annual management fees: 

0.8%* per annum based on total assets under management (BOCA portfolios – Balanced, Opportunistic, Contrarian, & Adventurous)

1.2% per annum based on total assets under management (Shariah portfolios – Conservative, Balanced, & Growth)

This fee is charged monthly (pro-rated), out of a monthly-averaged assets base.

2. Portfolio rebalancing fees : 0%

3. Company Transfer fees: 0%**

4. Brokerage charges : 0.05% to a maximum of 1%* of trade value plus regulatory fees*** and withholding tax (applicable to dividends received from ETFs invested)****.

*Daily portfolio valuation is net of management fees and brokerage charges.

**Amounts transferred to and from the investor’s bank account will be net of charges imposed by the transferring institution; where applicable. However, transfer fees to and from the broker are charged at cost to the portfolios you are investing in.

***Regulatory fees

****Withholding Tax (applicable to dividends received from ETFs invested)

Exchange rate charges for inter money exchange placements between RM and USD accounts at bank cost rate.